What do we mean when we say MORE is BETTER?  Well, every insurance company has different rules about what properties they can write insurance policies on, they have different coverage options and they have different rates.  Some companies can take a claim or two, some cannot take any.   Some only write in cities while some will also write rural properties.  Some write basic, vanilla flavored home insurance coverage while others offer expansive endorsements with greatly enhanced coverage.  When you obtain insurance through an agent or company that has not choices except for their one company, what kind of choice is that?  Not much.

At Kelly-Naney Insurance we have companies that do all of the above.  Everything from plain vanilla policies to tremendously enhanced coverage.  Companies that have better pricing on low to mid-range homes and companies that have better pricing at the higher end.  Companies that only want to write policies on homes with fire hydrants and fire stations close by to companies that will write homes at the top of a mountain with no hydrants or fire stations close by.  What a huge advantage for you to let us do the shopping and guide you to the proper coverage.  For California home insurance policies we represent over 15 major insurance companies  and being Iicensed insurance brokers have access to many more  for really difficult to place properties.  Call us today!